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Not sure if a bathroom remodel is right for you? You’ll know it’s time to remodel when:

  • Your bathroom looks dated. New tiles, flooring, sinks, showers and lighting will update your bath and give you a fresh, new look you’ll love.
  • Your family grows. Consider expanding floor space, installing more cabinetry, increasing the number of sinks, or installing a larger tub.
  • Your needs change. Someone with mobility issues or an elderly family member may require a barrier-free space. Consider accessibility and safety when it comes to tubs or toilets with grab bars, tub-to-shower conversions and walk-in tubs.
  • Your faucet leaks, your toilet runs, or your walls and ceiling crumble. Constant heat and moisture can cause serious damage to tiles, flooring, ceilings, fixtures and walls.
  • You’re selling your home. A bathroom remodel is one of the best ways to improve your home and add to its resale value.
  • Your style has changed. You can make huge changes in appearance and functionality by updating cabinetry, flooring, fixtures, tubs and more.

Is it time to remodel your bathroom? Call Stephens at 757-873-4534

Immersion self-pressurizing technology increases the force and flow of water from the Envi Eco-Performance rainshower-style showerhead, using 2.0 gpm without sacrificing user experience. The showerhead is adjustable for a revitalizing spray or a softer, rain-drenching flow. A spiral-shaped nozzle pattern contributes to full-body coverage. 800.289.6636. www.moen.com.

Read more: http://www.ecohomemagazine.com/green-products/envi-eco-performance-showerhead-from-moen.aspx?rssLink=Envi+Eco-Performance+Showerhead+From+Moen

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by Alex Johnson In this post I wanted to talk about how to prepare your garage for winter, and why now is the time to get started. Some people would say this is a little premature, but hey; I’ve never heard of anyone regretting being too well prepared. With summer just starting to show it’s […]

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Home Mortgage Interest is a tax-deductible expense that can help reduce your taxes owed and even make staying in your home for the long-term more affordable. Mortgage interest is reported on Form 1040 Schedule A along with other itemized deductions such as real estate property taxes, medical

expenses, and charitable contributions.

Taxpayers paying mortgage interest should fill out Schedule A to see if their itemized deductions exceed their standard deduction. If so, taxpayers will save more money on their taxes by itemizing. Taxpayers who itemize their deductions will need to file the Form 1040 long form. The following will help you apply for and determine your IRS Mortgage Interest Deduction.

Documents You Will Need

IRS Forms and Publications You Need

Qualifying for the Mortgage Interest Deduction

Mortgage interest includes interest you paid on loans to buy a home, home equity lines of credit, and construction loans. The amount you can deduct is limited, and you can only deduct interest paid on your main home and a second home. Interest paid on third or fourth homes, for example, is not deductible.

Secured Debt

The mortgage loan must be secured by your home in order for the interest to be tax-deductible and it must also:

  • Make your ownership in a qualified home security for payment of the debt;
  • Provide, in case of default, that your home could satisfy the debt;
  • Be recorded or otherwise be perfected under any state or local law that applies.

Read more about this in the next and upcoming issue of The Forever Home!

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